Valuable Resources

Trade-in versus Private Party Sale: The private party sales market is not for everyone, however making an earnest attempt to sell your own vehicle can be financially advantageous to your next purchase. Our proprietary sales model uses PDF style advertising signs for you to print and display in your car as well as private voice mail, e-mail, and text message communications to provide you a higher degree of security and confidence to expedite your sale. If you implement the right marketing plan – present a clean vehicle, price it reasonably aggressive based on its cosmetic and mechanical condition and maintain continuous public visibility - you should realize a successful sale in 30 days or less.

If you’re pressed for time or for other reasons have been unsuccessful selling your car, trading-in your vehicle is always an option. Bear in mind, the dealer’s valuation is based on your car’s market value or, in other words, what they can acquire a similar vehicle for at wholesale auto auction prices.

Acquiring a new vehicle: The proverbial question is always the same: What’s the best deal? Ultimately, it’s up to you to perform your own due diligence. For most prudent consumers, the “best deal” is a combination of mutually acceptable pricing, a comfortable loan/lease term, and the lowest interest or lease rate based on your credit profile. As an alternative to physically visiting a dealership, you can make direct e-mail contact with a sales representative through their specific web site. Most, if not all, dealerships have an Internet department able to handle all aspects of your transaction. Granted, there are many horror stories about the stereotypical car buying experience; however, on the brighter side, there are also many friendly, knowledgeable, and professional salespeople gainfully employed and ready to serve you as expected. Establishing a favorable relationship with a key individual at your local dealer can also be beneficial for future service appointments and possible “VIP” discounts on parts and accessories.

Financing and Leasing: There are plenty of sources for auto loans; however, the finance arm of most manufacturers typically offers subsidized interest rates to augment sales. Short term 24 to 36 month lease programs are a viable option to consider and, like interest rates, many subsidized lease specials are offered by the manufacturers as a more affordable alternative to financing. For those who like to get a new car every two to three years, these programs make sense as long as you understand the terms and conditions. Yes, you can negotiate the price (cap cost) of a lease and, in some cases, the lease rate as well. Most importantly is to customize the annual miles to accommodate your driving habits. Most people have found it a prudent idea to build the excess miles into the lease up front versus getting penalized at a higher per mile cost at lease end.

Insurance: Shop around for insurance before buying or leasing a new or used car. Having insurance coverage is one thing, but having the right amount of insurance coverage is equally as important. There are a multitude of companies in the marketplace - some with talking lizards and cave men, some without. Make a few calls or get on-line quotes and select the company you feel most comfortable with and who exhibits a high level of efficiency and professionalism.